It's The Little Things...

Research shows that the happiest people take the time to appreciate the little things in life.

Stop and think about what your future will look like… if you work harder, save more, take more investment risk, defer other lifestyle goals, there’s no doubt you’ll have a more comfortable future.

But at what cost to you?  To your family?

We would like to suggest an alternative . . .

This alternative offers enough (but not too much) comfort and confidence in the future that you can still enjoy a great life today. And every day along your journey. You see it’s not uncommon for us to be introduced to someone – maybe like you – that has their head down working hard every day, and when they look up, it’s only to make sure they’re still headed toward their vision of retirement, even if it’s still years away.

We believe an alternative approach is to take an exploratory perspective of your life with the goal of finding your personal balance between being prepared for an uncertain future and living your best life every day along the way. This approach allows you to make the most of each day. You can still work hard, but with the knowledge of what more work and savings will practically mean for you in terms of being able to take less investment risk or be able to retire sooner.

Oh, and just so we’re clear, this isn’t a “set and forget” solution.  You’ll need to continuously review your plan, make adjustments, and accommodate new information as you get it.

This can provide the opportunity to establish other balance within your life as well. Balance between work and personal time. Balance between saving and spending. Balance between investment risk and a good night’s sleep.

We believe that prudent retirement planning today will give you more time to stop and smell the roses and maybe enjoy some of the other little things life has to offer.

Want to begin your prudent retirement planning today?  Send us an e-mail toconnect@apfpteam.com and let’s have a real conversation about the little things you’d like to make more time for.