Meet: Heath Biller
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As a clinician for over a decade, I understand the pressures you face.
The long, busy shifts
The missed family holidays
The unique challenges of managing a complex financial life while caring for others.
Just as you use early intervention to improve patient outcomes, I use proactive planning principles and long-term strategies designed to support progress toward your financial goals.
Wealth is about more than just numbers; it’s about creating a balanced plan that supports your well-being now and in the future. My mission is to help you reclaim your most valuable asset, your time, so you can focus on what matters most.
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I use data-driven, tax-efficient strategies designed to take the guesswork and emotion out of investing. We focus on these "vitals" to help optimize your outcomes:
Investment Choices: We focus on the strategic selection of diversified investments across your accounts, ensuring your portfolio is tailored to both your personal risk tolerance and your long-term risk capacity.
Minimizing Fees: By prioritizing cost-effective investment options, we ensure you don't pay more in internal costs than necessary, keeping the focus on strategies that provide clear, demonstrable value.
Emotional Discipline: Just as in clinical practice, it is vital to remain objective; I help keep you focused on the variables we can influence rather than worrying about the noise of market fluctuations.
Asset Location: We coordinate your various investment accounts to help set up your portfolio to be tax-efficient, optimizing what specific assets are held in which accounts.
Portfolio Rebalancing: We utilize systematic rebalancing to maintain your target portfolio during times of market volatility, moving your investments back to baseline when the market fluctuates to keep your plan on track.
Your Roadmap to Financial Health
Take a look at my Client Service Guide, which outlines my evidence-based philosophy, fee-only pricing structure, onboarding roadmap, and proactive client service calendar.
Featured In
Outside of Work
Real Estate Investing: I've been actively building my real estate portfolio for over a decade. I'm happy to share my knowledge about non-traditional investment opportunities if that piques your interest.
Beach Volleyball: Michigan summers mean beach volleyball for me! I love getting outside for some exercise and connecting with the fantastic beach volleyball community in West Michigan.
Pickleball: If you're ever interested in learning how to play, don't hesitate to reach out. I’m more than happy to teach you and it’s fun for people of all ages.
Traveling: I'm grateful for the amazing opportunities I've had to explore New Zealand, Iceland, Aruba, Jordan, Egypt, and Turkey with my family. My brother and sister love to travel, and I enjoy tagging along.
Blackjack Card Counting: Years ago I learned how to count cards for Blackjack. Gun Lake Casino may have politely asked me not to play blackjack there anymore. Counting cards is not illegal, but it tends to ruffle feathers in casinos when you use simple math to your advantage.