Retire Early, Without Guesswork or Unnecessary Taxes
Ethan Heiden - Senior Financial Advisor
You’ve worked hard to build your career or business. Now it’s time to put your money to work for you so you can enjoy the freedom to work because you want to, not because you have to.
I provide clear, personalized, tax-smart financial planning and wealth management for motivated professionals, business owners, and retirees across the U.S.
My role is to help you keep more of what you earn, reduce lifetime taxes, build a plan you feel confident in and help you implement the steps focused towards achieving your goals, faster!
Why You’ll Enjoy Working With Me
Think of me as your personal financial strategist, helping you make strategic and confident decisions that are focused towards achieving your goals!
I bring clarity, strategy, and a clear action plan across:
Retirement planning to and through early retirement
Tax-efficient investment management to increase investment efficiency and access before 59 ½
Proactive tax planning to minimize lifetime taxes
Maximizing employer benefits across multiple/spousal employers
Planning for Health insurance before you’re eligible for Medicare
Who I Work With
High-income professionals & business owners
People aiming to retire early or achieve “work optional”
Those who value an approachable expert with a tax-conscious, long-term strategy
Clients who are comfortable collaborating by phone / Zoom
Transparent Pricing
Investment Management - 0.95% annually (prorated and billed quarterly). Portfolios designed for long-term tax efficiency and tailored towards our goals
Comprehensive Financial Planning - quarterly flat fee based on the scope and complexity of your needs.
Waived for households with $600k+ in assets under our care
Our Commitment to You - Clear, transparent pricing. No hidden fees. No pushy product sales.
Your Investments, Your Way.
You choose which major custodian your accounts are held through:
Charles Schwab
Fidelity
Altruist
You keep full access to your accounts at all times. I help design and manage the strategy; you maintain control and visibility.
Why Clients Choose Me
Tax-smart approach. Avoid costly mistakes and capture savings.
Relationship-focused. Here when you need me, not just once or twice a year.
Fiduciary always. Your best interest comes first, every time.
My promise when working with you…
Simplified Financial Planning
My commitment to simplicity means I communicate in clear, jargon-free language that demystifies financial planning. I believe in making sophisticated financial concepts accessible and understandable for everyone.
Personalized to Your Unique Journey
Each financial plan design is as unique as the clients I serve, tailored to reflect your personal aspirations and life circumstances.
Navigate Your Retirement with Confidence
Retirement concerns are addressed with strategies designed to manage income sustainability, tax implications, and investment risks. My comprehensive approach ensures you feel both secure and well-prepared for what's yet to be discovered!
Financial planning should make your life simpler, less stressful, and more exciting about your future. If we work together, my job is to ensure you feel confident in your plan, supported in your decisions, and free to focus on what matters most.
Are you ready for strategic intentionality and financial transformation? Reach out or select a time on the calendar below to schedule your free Intro Call!
📞 734.855.5174 | 📧 ethan@ffadvisor.com | Schedule an Intro Call | See my Google Reviews